Information Collection
Personal information means any information that may be used to identify an individual, including, but not limited to, a first and last name, email address, a home, postal or other physical address, other contact information, title, occupation and other information when needed to provide a service.

When you browse our website, you do so anonymously, unless you have previously indicated that you wish Thee Mortgage Consultancy Limited to remember your login and password. We don't collect personal information, including your email address. Like many other commercial websites, the Thee Mortgage Consultancy Limited website may use a standard technology called a "cookie" to collect information about how you use the site.
A cookie is a small data file that certain Web sites write to your hard drive when you visit them. A cookie file can contain information such as a user ID that the site uses to track the pages you've visited, but the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off your hard disk or read cookie files created by other sites. Some parts of Thee Mortgage Consultancy Limited's website uses cookies to track user traffic patterns. We do this in order to determine the usefulness of our website information to our users and to see how effective our navigational structure is in helping users reach that information.
If you prefer not to receive cookies while browsing our website, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse all cookies by turning them off in your browser, although you may not be able to take full advantage of Thee Mortgage Consultancy Limited's website if you do so. You do not need to have cookies turned on to use/navigate through many parts of our website, except access to certain of Thee Mortgage Consultancy Limited's web pages require a login and password.

Thee Mortgage Consultancy Limited collects personal information when you register with Thee Mortgage Consultancy Limited for a membership, when you use certain services, online applications, when you ask to be included in an email or other mailing list, or when you submit your information to Thee Mortgage Consultancy Limited for any other reason. From time to time, Thee Mortgage Consultancy Limited receives personal information from business partners and vendors. Thee Mortgage Consultancy Limited only uses such information if it has been collected in accordance with acceptable privacy practices consistent with this Policy and applicable laws.

Access to certain Thee Mortgage Consultancy Limited web pages require a login and a password. The use of those web pages, and the information or programs downloadable from those sites are governed by the Terms and Conditions which are available at the foot of each page. Your logging into and the use of the Thee Mortgage Consultancy Limited website assumes that you accept and abide by the Terms and Conditions . Your personal information may be retained by Thee Mortgage Consultancy Limited to verify compliance with the agreement, log questions asked, the status of online details or track usage of other applications available on those pages.

Notice
When personal information is collected, we will inform you at the point of collection the purpose for the collection. Thee Mortgage Consultancy Limited does not intend to transfer your personal information to third parties without your consent, except under the limited conditions as described in out Terms and Conditions page.

If you choose to provide us with your personal information, we may transfer that information, within Thee Mortgage Consultancy Limited or to Thee Mortgage Consultancy Limited's third party service providers, including across borders and from your country or jurisdiction to other countries or jurisdictions around the world.

We will always give you the opportunity to "opt out" of receiving direct marketing or market research information. This means we assume you have given us your consent to collect and use your information in accordance with this Policy unless you take affirmative action to indicate that you do not consent, for instance by clicking or checking the appropriate option or box at the point of collection.

How We Use Information Collected
Thee Mortgage Consultancy Limited uses information for several general purposes: to fulfill your requests for certain services, to personalize your experience on our website, to keep you up to date on the latest product announcements, special offers or other information we think you'd like to hear about either from us or from our business partners, and to better understand your needs and provide you with better services. We may also use your information to send you, or to have our business partners send you, direct marketing information or contact you for market research.

Thee Mortgage Consultancy Limited may send your personal information to other companies or people under any of the following circumstances: when we have your consent to share the information; we need to share your information to provide the product or service you have requested; we need to send the information to companies who work on behalf of Thee Mortgage Consultancy Limited to provide a product or service to you (we will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose); or we want to keep you up to date on the latest product announcements, special offers or other information we think you'd like to hear about either from us or from our business partners. We will also disclose your personal information if required to do so by law, to enforce our Terms and Conditions, or in urgent circumstances, to protect personal safety, the public or our websites.

Your Ability to Review and Delete Your Account and Information
If you are a registered Thee Mortgage Consultancy website member, you can review your personal information by accessing the members area of Thee Mortgage Consultancy website here.
You may also request deletion of your Thee Mortgage Consultancy Limited membership or any of your personal information held by us by sending an email to info@theemortgageconsultancy.com.

Third Party Sites
Thee Mortgage Consultancy Limited's website contains links to other sites. Thee Mortgage Consultancy Limited does not share your personal information with those websites and is not responsible for their privacy practices. We encourage you to learn about the privacy policies of those companies.

Changes to this Privacy Policy
Thee Mortgage Consultancy Limited will amend this policy from time to time. If we make any substantial changes in the way we use your personal information we will make that information available by posting a notice on this site.

Questions or Suggestions
If you have questions or concerns about our collection, use, or disclosure of your personal information, please email us at info@theemortgageconsultancy.com